Dogs and cats from 8 weeks of age. There's no upper age limit to enroll on accident & illness plans.

Accident coverage typically begins after a short waiting period; illness coverage after a slightly longer one. Details are shown at enrollment.

Yes. Plans reimburse you directly, so you can visit any licensed vet.

Conditions that show symptoms before enrollment are not covered, consistent with standard industry practice.

Pay your vet, then submit a photo of the itemized invoice. Approved claims are reimbursed to you.